p  { color: black; font-size: 13px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px }
.p13 { color: black; font-size: 13px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px }
ul.bullet13blue { color: #00689f; font-size: 13px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px; list-style-type: disc }
ul.bullet13black { color: #000; font-size: 13px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px; list-style-type: disc }
ul.bullet13gray { color: #59585d; font-size: 13px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px; list-style-type: disc }
.p13indent    { color: black; font-size: 13px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px; margin-right: 40px; margin-left: 40px }
.intro  { color: #00689f; font-size: 15px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 20px }
.p11  { color: black; font-size: 11px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 14px }
.p10 { color: black; font-size: 10px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 13px }
.p12      { color: black; font-size: 12px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px }
.p14 { color: black; font-size: 14px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 18px }
.p15 { color: black; font-size: 15px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 20px }
a { color: #9d6d57; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; text-decoration: none }
a:active  { color: #00689f; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; text-decoration: none }
a:visited  { color: #9d6d57; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; text-decoration: none }
a:hover  { color: #00689f; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; text-decoration: none }
br { color: black; font-size: 11px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
h1  { color: #00689f; font-size: 30px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold }
h2  { color: #00689f; font-size: 25px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold }
h3  { color: #00689f; font-size: 20px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold }
h4  { color: #00689f; font-size: 15px; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold }

